The Punjab government has introduced a new housing program called Apni Zameen Apna Ghar, aimed at helping poor and deserving families. Under this initiative, eligible residents of Khanewal district will receive 3 marla residential plots free of cost to build their own homes.
You can read more: BISP 8171 Payment Phase 3 Verification System For Unverified NSER Women
This project is part of Chief Minister Maryam Nawaz Sharif’s vision to provide secure housing to low-income families. The main goal is to offer land ownership and shelter to people who currently do not have a home.
What Is the Apni Zameen Apna Ghar Scheme?
Apni Zameen Apna Ghar is a government housing scheme launched by the Punjab Government. Its main objective is to provide free land to poor families who cannot afford to buy land or build a house.
Under this scheme:
-
Each selected family will receive a 3 marla plot (free of cost).
-
They will also be eligible for interest-free loans to construct a simple house.
-
The government will develop model colonies with all basic services.
Who Can Benefit from the Scheme?
This scheme is specially designed for:
-
Poor and low-income families
-
Widows
-
Orphans
-
People with disabilities
-
Daily wage laborers
-
Homeless individuals
Main Features of the Scheme
| Feature | Details |
|---|---|
| Plot Size | 3 Marla Residential Plot |
| Cost | Completely Free for Eligible Applicants |
| Target Area | Khanewal (First Phase) |
| Additional Support | Interest-free loan, Basic Facilities |
| Special Priority | Widows and Women-led Households |
Eligibility Criteria—Who Can Apply in Khanewal?
To apply for the scheme, you must:
-
Be a resident of Khanewal
-
Not own any house or land
-
Have a monthly income under Rs. 60,000
-
Possess a valid CNIC
-
Be registered with BISP (if possible)
-
Be a widow, orphan, disabled, or low-income worker
The government will carefully verify all applications to ensure only genuine and deserving families receive the plots.
How to Apply for Apni Zameen Apna Ghar?
Applications will soon open through online and offline methods. Here’s what to do:
Steps to Apply:
- Attach required documents.
- Copy of CNIC Proof of income (if available) Certificate of widowhood, disability (if applicable)
- Submit the form before the official deadline
Once submitted, your information will be verified, and if approved, your name will be included in the list for plot allotment.
Where Will the Plots Be Located in Khanewal?
These will be developed into model housing colonies equipped with:
-
Paved roads and streetlights
-
Clean drinking water
-
Proper drainage and sewerage
-
Schools and clinics nearby
Families will also receive support for house design and interest-free construction loans.
Key Benefits of the Scheme
-
Free ownership of 3 marla land
-
Safe and legal title in your name
-
Assistance with home construction
-
Improved living conditions for the poor
-
Special focus on women and vulnerable groups
-
A step towards a secure and self-reliant life
This scheme is a life-changing opportunity for those who have never owned land or a home.
You can read more: Tehsil-Wise Land Survey Punjab: A Simple Guide (2025)
Why This Scheme Matters for Khanewal
Khanewal has many families living in rented houses, huts, or informal shelters. They face daily challenges such as
-
High rent costs
-
Poor access to electricity and water
-
Unsafe living conditions
-
No legal ownership of property
Through Apni Zameen Apna Ghar, these families will finally get a permanent home, giving them:
-
Stability and legal ownership
-
Better health and education for their children
-
Freedom from landlords
-
Dignity and hope for the future 3 Marla
What Happens After Plot Allotment?
If your name is selected, you will:
-
Receive official land ownership documents
-
Be eligible for an interest-free loan to build your house
-
Get government support in house planning and construction
-
Live in a colony with basic services like water, roads, and lights
Note: You cannot sell the plot for 10 years. This ensures that the land is used for housing, not business.
You can read more: Punjab Schools Announce 2025 Summer Vacation Date | Updated School Schedules Due to Hot Weather
Future Plans by Punjab Government
-
Building schools and health units within colonies
-
Providing solar panels for free electricity
-
Offering vocational training to youth
-
Launching a mobile app for application tracking
Conclusion
The Apni Zameen Apna Ghar Scheme is a remarkable step by the Punjab government to provide housing to the poor. It offers free 3 marla plots, interest-free loans, and safe housing for deserving families—starting from Khanewal. 3 Marla
If you qualify, prepare your documents and apply early. This opportunity could change your life and help you build a secure future for your family.
FAQs
1. Is this scheme only for Khanewal?
Currently, it is being launched in Khanewal. Other districts will be added in future phases.
2. Is the 3 marla land completely free?
Yes, if you meet the eligibility criteria, the land is given free of cost.
3. Can I sell the plot later?
No. The plot cannot be sold for 10 years to prevent misuse.
4. What if I don’t have internet access?
You can visit your local tehsil or union council office to fill out and submit the application with help from staff.